Calculate mortgage payments instantly. Estimate monthly home loan payments including principal, interest, taxes, insurance, and PMI. See complete amortization schedule.
Enter your desired home price and down payment amount
Set your interest rate and choose loan term (15 or 30 years)
Add property tax, insurance, and HOA fees for accurate total
View your monthly payment breakdown and amortization schedule
Pro Tip: A 20% down payment helps you avoid PMI (Private Mortgage Insurance) costs.
PMI Required: Your down payment is less than 20%
Total Monthly Payment
$0
Including taxes & insurance
Principal & Interest
$0
Base loan payment
Loan Amount
$0
Total Interest
$0
Total Paid
$0
Payoff Date
-
| Year | Principal | Interest | Total Paid | Balance |
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Your interest rate significantly impacts your monthly payment and total loan cost. Even a 0.5% difference can save or cost you tens of thousands over the loan term.
Small changes in your mortgage strategy can lead to significant savings over time.