1. Acceptance of Terms

By accessing and using DojoDigit ("the Website"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Service

DojoDigit provides free online tools and calculators including but not limited to:

• Financial calculators (mortgage, loan, investment, retirement)
• Unit converters (length, weight, volume, temperature, currency)
• Health calculators (BMI)
• Utility tools (QR code generator, IP location finder)
• Real-time data tools (cryptocurrency tracker, currency converter)

3. Use of Service

3.1 Permitted Use

You may use our tools for personal, educational, and commercial purposes. All tools are provided free of charge.

3.2 Prohibited Use

You agree not to:

• Use the service for any illegal or unauthorized purpose
• Attempt to interfere with or disrupt the service
• Attempt to access restricted areas of the website
• Use automated systems or software to extract data (scraping)
• Transmit viruses or malicious code
• Violate any applicable laws or regulations

4. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. We make no warranties, expressed or implied, regarding:

• The accuracy, reliability, or completeness of calculations
• The suitability of the tools for your specific needs
• The availability or uninterrupted operation of the service
• The accuracy of third-party data (exchange rates, crypto prices, etc.)

5. Limitation of Liability

DojoDigit and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:

• Your use or inability to use the service
• Any errors or inaccuracies in calculations
• Financial decisions made based on our tools
• Loss of data or profits
• Service interruptions or changes

6. Financial Tools Disclaimer

Our financial calculators are for informational purposes only and do not constitute financial advice. Always consult with qualified financial professionals before making financial decisions. Results from our calculators are estimates and may not reflect actual loan terms, investment returns, or other financial outcomes.

7. Third-Party Services

Our website uses third-party services for various functionalities:

• Google AdSense for advertising
• External APIs for real-time data
• Content delivery networks (CDNs) for libraries

We are not responsible for the content, privacy policies, or practices of third-party services.

8. Intellectual Property

All content on DojoDigit, including text, graphics, logos, and software, is the property of DojoDigit or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without explicit permission.

9. User-Generated Content

By submitting feedback or suggestions through our forms, you grant DojoDigit a non-exclusive, royalty-free, perpetual license to use, modify, and incorporate your submissions into our service.

10. Indemnification

You agree to indemnify and hold harmless DojoDigit, its operators, and affiliates from any claims, damages, or expenses arising from your use of the service or violation of these terms.

11. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of the service at any time without notice. We are not liable for any modification, suspension, or discontinuation of the service.

12. Changes to Terms

We may update these Terms of Service from time to time. Continued use of the service after changes constitutes acceptance of the new terms.

13. Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

14. Contact Information

If you have any questions about these Terms of Service, please contact us through:

• Our feedback form on the homepage
• Social media: X (Twitter) or Facebook